Member Liu Yan (Photo: Xu Qunli)
The disputes between doctors and patients have been widely concerned by the society. Some of the intense violence and medical incidents have brought multiple injuries to patients, which also brought heavy economic pressure to medical institutions, increased the protective medical behavior of doctors, and further aggravated the relationship between doctors and patients. Tension has affected the sound development of the medical and health undertakings.
In response to this problem, in this year's two sessions, Liu Yan, deputy chairman of the Taiwan Union Municipal Committee and vice president of the Ninth People's Hospital affiliated to Shanghai Jiao Tong University School of Medicine, submitted a copy of the book on the promotion of surgical accident insurance as a breakthrough point. Proposal for the Recommendation of the Medical Risk Sharing Mechanism.
Promote surgical accident insurance and share medical risks
It is not uncommon to share medical risks through insurance. According to Liu Yan, the incidence of medical malpractice in the United States is about 8%-10%, which is the fifth leading cause of death in the United States. Thanks to its comprehensive medical liability insurance system, most of the doctor-patient disputes have been effectively shared and resolved. Committee member Liu Yan believes that strengthening the construction of medical risk sharing system is of great significance for resolving medical disputes, promoting medical order and the healthy development of medical undertakings. As a representative of the medical risk sharing mechanism, surgical accident insurance has an irreplaceable role in alleviating the anxiety of both doctors and patients on the risk of surgery and enhancing the trust of doctors and patients. It is a breakthrough in gradually improving the medical risk sharing mechanism.
It is understood that surgical accident insurance is an insurance for unforeseen surgical accidents. The hospital and the patient jointly fund the insurance. Once the patient has the above accidents during and after surgery, the insurance company will approve the relevant insurance projects. Responsibility and compensation are paid. Surgery accident insurance mainly solves the economic stress caused by accidents during and after surgery, which can effectively avoid the medical dispute caused by this.
Member Liu Yan was interviewed by the reporter (Photo: Xu Qunli)
Try first, try to improve the mechanism in the negotiation
Before the proposal was submitted, Liu Yan and other relevant personnel in the fields of medical care and insurance exchanged discussions, but the answers were not satisfactory. For the time being, it is difficult to promote surgical accident insurance. Most hospitals have insufficient understanding of surgical accident insurance, insufficient attention, and low promotion enthusiasm. Many patients also have problems such as low risk awareness, unwilling to bear additional insurance costs, and distrust of insurance companies. Even the insurance industry itself has many insufficient.
"This proposal is now mentioned. In fact, the conditions are not very mature." Liu Yan told the Oriental Net reporter that she finally made up her mind to submit it. She wanted to use this proposal to "bring a brick to attract jade", which aroused everyone's awareness of medical risk sharing. Discussions on the platform, colliding with the spark of thought, and promoting constructive, targeted, and guiding recommendations. At the same time, it is also hoped that the relevant departments will pay attention to it. In the follow-up reply and discussion process of the proposal, a communication mechanism will be established, and consultation and promotion will be carried out to promote the gradual improvement of the medical risk sharing mechanism.
(Author: Wangjia Yan)
(Source: Eastern Network)
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