Taikang Online + Chunyu Harbor: Value Convergence of Insurance Payment

Established only half a year, as a wholly-owned subsidiary of Taikang Life Insurance, Taikang Online has conducted in-depth cooperation with Internet giants such as Taobao, 360 and Tencent in a very short period of time. These include the “Leye Insurance” launched in cooperation with Taobao and the “Fei Changbao” in cooperation with Qihoo 360. Taikang Online can be recognized by all parties, not only because it is backed by Taikang Life Insurance, but also recognized by the industry as the short, flat and fast Internet genes that Taikang Online adheres to.

In partner up, in addition to traditional Internet giants, Taikang Medical will also work with the Internet (including vertical crowd, subdivision disease, etc.), an innovative public medical institutions, high-end private medical institutions, medical rehabilitation and other health services, precision Companies such as medical and smart wearable devices that have the resources of doctors and patients or product advantages in large health fields are looking for new market opportunities.

This issue is the third issue of the series, focusing on the mobile medical cooperation between Taikang Online and Chunyu Harbor.

Taikang Online + Chunyu Harbor: Value Convergence of Insurance Payment

In 2015, Huang Wei, who has 20 years of experience in the pharmaceutical sales market, gave up the position of Merck's national prescription sales director, and became the CEO and founder of Chunyu Harbor Company. The factor that prompted Huang to make this decision is the judgment that the "service-oriented disease e-commerce" is about to rise. The basic idea is to use hardware to gather patients with chronic diseases, provide medical services, and finally provide dispensing services. At present, Chunyu Harbor has completed the research and development of smart medicine boxes, and has obtained drug sales licenses. Based on the doctors' resources on the platform of its own medical team and Chunyu doctor, Chunyu Harbor has formed a smart drug reminder, medication monitoring, and one-click doctor consultation. Intelligent hardware + medical services system.

Taikang Online was the first Internet insurance company initiated by a large Chinese insurance company. It was formally established on November 18, 2015. As early as 2000, Taikang Life Insurance has focused on the future development of the insurance industry, organically combining traditional business with the Internet, and established the first insurance e-commerce platform in China, namely the predecessor of Taikang Online. Chunyu Harbor CEO Huang Wei told Arterial Network that the choice of cooperation with Taikang Online is based on the recognition of Kangtai Online's industry-leading concepts and technologies, as well as the recognition of the innovation and execution capabilities of Kangtai's online insurance team. More importantly, both parties are The demand side is complementary, smart medicine box service + commercial health insurance is a market with huge imagination.

Cooperation: Data and payment are the foundation

Astragalus tells the arterial network that the current compliance with medications, continuity of monitoring, and accessibility of drugs are all issues that must be addressed for patients with chronic disease, as these will ultimately reflect the patient's symptom development and expense.

“For example, in the absence of effective guidance and monitoring, once patients have diabetes, the cost of treatment is a great expense. The joint management service based on smart blood glucose meter will greatly reduce the possibility of diabetes complications and reduce the number of patients. Medical expenses make the daily expenses of patients basically controllable. Chunyu Harbor cooperates with insurance companies to provide better services and solutions for patients in the daily management of diabetes and the prevention and treatment of complications."

From the perspective of Huang Wei, insurance is an important part of mobile medical care. He believes: "Mobile medical care will inevitably be closely integrated with commercial insurance. Although commercial insurance has not yet entered the medical insurance field in a large area, from the perspective of foreign development, it is a general trend for commercial insurance to enter the medical system."

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